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Mortgage holders 'saving rather than paying debt'

Mortgage holders in the UK are missing the chance to pay off what they owe.

30 Jan 2012
Mortgage holders 'saving rather than paying debt'
Long-term mortgages to become more popular?

More providers may soon start offering long-term mortgages.

26 Jan 2012
Long-term mortgages to become more popular?
Gross mortgage data rises year-on-year

Gross mortgage lending in December 2011 was greater than it was during the same month a year earlier.

23 Jan 2012
Gross mortgage data rises year-on-year
Hybrid mortgages 'could prove popular'

Hybrid mortgages may prove a good option for homeowners, it has been claimed.

18 Jan 2012
Hybrid mortgages 'could prove popular'
Mortgage market activity in 2011 'higher than expected'

The CML's forecast of £138 billion in mortgage market activity for 2011 may fall below the actual result.

18 Jan 2012
Mortgage market activity in 2011 'higher than expected'
November 'saw return of mortgage lending growth'

House purchasing lending increased in November 2011, new figures have shown.

17 Jan 2012
November 'saw return of mortgage lending growth'
Mortgage rates 'continue to rise'

Mortgage rates have risen despite the bank rate staying the same.

13 Jan 2012
Mortgage rates 'continue to rise'
UK mortgage possession rates 'high'

More than 153 mortgage possession orders are made in the UK on a daily basis.

12 Jan 2012
UK mortgage possession rates 'high'
Raising a deposit 'still a problem' for buyers

People are still finding it difficult to save up a sizeable deposit.

12 Jan 2012
Raising a deposit 'still a problem' for buyers
'Most affordable' mortgages in 2011

Monthly mortgage payments in 2011 were the most affordable for ten years.

10 Jan 2012
'Most affordable' mortgages in 2011
Those struggling with mortgage 'should contact lender'

Speaking to a lender directly could be of benefit to those struggling with their home loan.

05 Jan 2012
Those struggling with mortgage 'should contact lender'
Individuals 'using credit to pay for home'

Many people are using payday loans to afford their mortgage repayments.

04 Jan 2012
Individuals 'using credit to pay for home'
FSA proposals 'will not benefit everyone'

Around one-in-40 homeowners will have difficulty obtaining a mortgage under the FSA's new proposals.

20 Dec 2011
FSA proposals 'will not benefit everyone'
FSA announces mortgage reforms

The FSA is hoping the measures will prevent a return of risky mortgage dealing.

19 Dec 2011
FSA announces mortgage reforms
Gross mortgage lending 'rose in November'

November saw gross mortgage lending totalling £13 billion.

15 Dec 2011
Gross mortgage lending 'rose in November'
Mortgage approvals 'on the increase'

Loans for home purchases rose considerably in November.

12 Dec 2011
Mortgage approvals 'on the increase'
October mortgages 'became more affordable'

Persistently low interest rates resulted in mortgages in October being their most affordable since 2004.

12 Dec 2011
October mortgages 'became more affordable'
Mortgage rates 'likely to rise in 2012'

The Bank of England has predicted a sharp upturn in mortgage rates during 2012.

05 Dec 2011
Mortgage rates 'likely to rise in 2012'
Mortgage lending 'up in Scotland'

Lending for house purchase in Scotland rose by eight per cent in the third quarter of 2011.

01 Dec 2011
Mortgage lending 'up in Scotland'
October 'saw mortgage lending by mutuals rise'

Home loan lending by mutuals jumped 20 per cent in October when compared with the same period last year.

30 Nov 2011
October 'saw mortgage lending by mutuals rise'
Overpaying a mortgage 'makes financial sense'

People could save around £42,000 by overpaying their mortgage.

28 Nov 2011
Overpaying a mortgage 'makes financial sense'
Scottish mortgage lending 'increased in Q3'

House purchase lending north of the border rose by eight per cent in the third quarter of 2011.

24 Nov 2011
Scottish mortgage lending 'increased in Q3'
Gross mortgage lending 'increased in October 2011'

October saw gross mortgage lending amount to £13.1 billion.

18 Nov 2011
Gross mortgage lending 'increased in October 2011'
Short-term fixed-rate mortgages 'unlikely to dip'

There is no reason for people to wait before committing to a short-term fixed-rate mortgage, it has been claimed.

15 Nov 2011
Short-term fixed-rate mortgages 'unlikely to dip'
UK homeowners 'failing to change mortgage'

The majority of homeowners in the UK have never altered their mortgage outside of moving house.

07 Nov 2011
UK homeowners 'failing to change mortgage'
Joined-up approach 'will help mortgage market'

The government and market forces could team up to help the UK mortgage market, it has been claimed.

03 Nov 2011
Joined-up approach 'will help mortgage market'
Mortgage contributions 'not covered by life insurance'

Nearly £245 billion worth of mortgages do not have life insurance protection.

02 Nov 2011
Mortgage contributions 'not covered by life insurance'
Brits to consider offset mortgages?

Low interest rates and high inflation are making offset mortgages increasingly attractive.

31 Oct 2011
Brits to consider offset mortgages?
Mortgage approvals 'increased in September'

There was a 33 per cent increase in mortgage approvals at mutuals in September.

31 Oct 2011
Mortgage approvals 'increased in September'
Net mortgage lending 'increased in September'

September saw an annual growth in bank net mortgage lending of 1.6 per cent.

26 Oct 2011
Net mortgage lending 'increased in September'
'Increases seen' in buy to let mortgage products

The number of buy to let mortgage products on the market has swelled over the last three years.

25 Oct 2011
'Increases seen' in buy to let mortgage products
Direct mortgage lenders offer best rates

Consumers have discovered direct mortgage lenders are offering the best deals at present.

19 Oct 2011
Direct mortgage lenders offer best rates
Fixed-rate mortgages 'coming down'

The average two-year fixed-rate mortgage has fallen to 3.82 per cent.

05 Oct 2011
Fixed-rate mortgages 'coming down'
Mortgage approvals 'grew in August'

A number of mortgages were approved last month.

29 Sep 2011
Mortgage approvals 'grew in August'
Many over-50s 'planning to use equity release'

A high number of Brits approaching retirement age are viewing their home as their pension.

28 Sep 2011
Many over-50s 'planning to use equity release'
Mortgage debt to take its toll?

Many people will have great difficulty paying off their mortgage should their partner pass away.

26 Sep 2011
Mortgage debt to take its toll?
Homeowners 'missing out' on low fixed-rate mortgages

Many homeowners have failed to review their mortgage since March 2009.

21 Sep 2011
Homeowners 'missing out' on low fixed-rate mortgages
Mortgage intermediaries 'rising in confidence'

Future prospects are looking positive for mortgage intermediaries, it has been claimed.

20 Sep 2011
Mortgage intermediaries 'rising in confidence'
Gross mortgage lending 'in a strong state'

August saw gross mortgage lending amount to £13.4 billion.

20 Sep 2011
Gross mortgage lending 'in a strong state'
House purchasing lending 'rose in July'

Lending by volume and value escalated in July, it has been found.

12 Sep 2011
House purchasing lending 'rose in July'
Mortgages 'becoming increasingly affordable'

Mortgage rates have fallen since the Bank of England lowered the base rate in early 2009, new research has revealed.

09 Sep 2011
Mortgages 'becoming increasingly affordable'
First-time mortgage advice 'being sought by many'

The past three months have seen more and more people speaking to a mortgage advisor for the first time.

25 Aug 2011
First-time mortgage advice 'being sought by many'
'No drastic change' for gross mortgage lending in July

Gross mortgage lending in July stood at around £12.6 billion, it has been found.

19 Aug 2011
'No drastic change' for gross mortgage lending in July
Mortgage lenders 'are still rationing credit'

The best mortgage rates are still kept for those with the most equity, it has been claimed.

18 Aug 2011
Mortgage lenders 'are still rationing credit'
'Many UK adults' failing to pay their mortgage

Single middle-aged women on low incomes are finding it particularly hard to keep up with mortgage repayments, it has been shown.

18 Aug 2011
'Many UK adults' failing to pay their mortgage
Mortgage lending via intermediaries 'rose in Q2'

The Intermediary Mortgage Lenders Association has welcomed news mortgage lending via intermediaries rose across the second quarter of 2011.

17 Aug 2011
Mortgage lending via intermediaries 'rose in Q2'
Property market 'affected by high LTVs'

High LTVs and large deposits are serving to stifle the property market in the UK, it has been claimed.

10 Aug 2011
Property market 'affected by high LTVs'
LTV ratio 'less than 60%'

Most borrowers still have a cushion of equity in their homes, it has been found.

08 Aug 2011
LTV ratio 'less than 60%'
UK houses 'in strong demand'

Demand remains strong for property, it is claimed.

02 Aug 2011
UK houses 'in strong demand'
Halifax: 14% of non-homeowners save for deposit

Only a small percentage of those who do not own a home are planning to do so.

01 Aug 2011
Halifax: 14% of non-homeowners save for deposit
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