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Tracker mortgage homeowners in for 'big shock'

A number of homeowners could be stung by rises in their monthly repayments when their tracker mortgages expire.

13 Nov 2008
Tracker mortgage homeowners in for 'big shock'
Mortgage lenders 'failing to pass on rate cut'

More than 30 mortgage lenders have yet to pass on last month's 0.5 per cent base rate cut to their mortgage customers.

05 Nov 2008
Mortgage lenders 'failing to pass on rate cut'
Lenders 'should give customers a break'

Mortgage lenders should "wake up" to the current economic situation and pass on interest rate decreases to their customers.

28 Oct 2008
Lenders 'should give customers a break'
Mortgage market remains 'subdued'

Net mortgage lending rose by £3.6 billion in September, according to the latest figures.

24 Oct 2008
Mortgage market remains 'subdued'
Lenders 'should expect increase in arrears'

Mortgage providers will see "large increases" in arrears as people struggle to pay back their loans, it has been warned.

22 Oct 2008
Lenders 'should expect increase in arrears'
Lenders 'must pass gains to mortgage payers'

Mortgage lenders have been urged to pass on the cut in Libor rates to their consumers.

21 Oct 2008
Lenders 'must pass gains to mortgage payers'
First-time buyers 'must make sacrifices for mortgage'

Many first-time buyers will need to make sacrifices in order to secure a mortgage, it has been claimed.

01 Oct 2008
First-time buyers 'must make sacrifices for mortgage'
Millions of mortgage payers 'unaware of rates'

Nearly five million mortgage holders - approximately a quarter of all fixed-rate borrowers - have no idea about the current interest rate they are paying on their properties.

26 Sep 2008
Millions of mortgage payers 'unaware of rates'
Mortgage approvals 'sinking fast'

August saw mortgage approvals plunge to an all-time low, the British Banking Association (BBA) has revealed.

24 Sep 2008
Mortgage approvals 'sinking fast'
Mortgage rates 'climbing'

Homeowners have been urged to secure cheap mortgages while they still can.

24 Sep 2008
Mortgage rates 'climbing'
Two of Britain's largest lenders agree merger

Britain's largest mortgage lender HBOS, which operates Halifax and the Bank of Scotland, has reached an agreement to be acquired by Lloyds TSB.

18 Sep 2008
Two of Britain's largest lenders agree merger
Mortgages taking longer to sort

Landlords and homeowners coming to the end of their current mortgages should start considering new options at least three months in advance, it has been claimed.

05 Sep 2008
Mortgages taking longer to sort
Homeowners 'overpaying' mortgages

Despite the relative economic gloom that has descended over the European lending market, more than one in ten (12 per cent) British mortgage holders is planning to make an overpayment in the next six months using "spare cash".

03 Sep 2008
Homeowners 'overpaying' mortgages
Transparency increased in new homes market

The Council of Mortgage Lenders (CML) has introduced new measures to help bolster confidence lender confidence in the new-build property market, it has announced.

02 Sep 2008
Transparency increased in new homes market
Mortgage costs 'falling'

Home buyers will be pleased to learn that the average cost of a UK mortgage has fallen back to the same level as in August 2007, before the credit crunch.

26 Aug 2008
Mortgage costs 'falling'
Mortgage lending up in July

The latest figures from the Council of Mortgage Lenders (CML) have revealed that gross mortgage lending stood at £24.8 billion in July.

20 Aug 2008
Mortgage lending up in July
Mortgage competition 'great news' for buyers

Home buyers will benefit from a battle being waged between Britain's two biggest lenders, as they fight to secure new mortgage customers, it has been claimed.

19 Aug 2008
Mortgage competition 'great news' for buyers
Survey reveals 98 per cent of buyers can secure a mortgage

The vast majority of homeowners do not have an issue arranging a mortgage, according to new research from HSBC.

15 Aug 2008
Survey reveals 98 per cent of buyers can secure a mortgage
Shard-equity mortgage enquiries on the up

Those trying to get onto the housing ladder may want to consider a shared-equity mortgage.

14 Aug 2008
Shard-equity mortgage enquiries on the up
Northern Rock rate cuts - sign that 'competition is returning to home loan market'

The fact that Northern Rock has launched a range of new mortgages is sign that "competition is returning to the home loan market", the Guardian reported.

13 Aug 2008
Northern Rock rate cuts - sign that 'competition is returning to home loan market'
High street bank cuts rates

Cash-strapped borrowers will be pleased to hear that Abbey is cutting the rates on some of its two and three-year fixed and tracker deals by up to as much as 0.10 per cent.

07 Aug 2008
High street bank cuts rates
Lender cuts rates on buy-to-let mortgages

Property investors will be pleased to learn that one of the high street's biggest lenders has announced that is will be cutting interest rates on its buy-to-let mortgages.

30 Jul 2008
Lender cuts rates on buy-to-let mortgages
Buy-to-let investors search overseas for good mortgage deals

Buy-to-let investors that are at the top end of the market are looking to overseas lenders to secure more favourable terms on large loans.

28 Jul 2008
Buy-to-let investors search overseas for good mortgage deals
AMI praises independent advisors

Responding to a recent Which? study that found a general failure of mortgage advisors to provide adequate advice, the Association of Mortgage Intermediaries (AMI) has said the report did not differentiate between independent advisers and those who sell products.

24 Jul 2008
AMI praises independent advisors
New deals 'help boost mortgage market'

A number of new mortgage deals are set to help boost the struggling mortgage market, new research has indicated.

10 Jul 2008
New deals 'help boost mortgage market'
Fixed-rate mortgages still popular

Homeowners and first-time-buyers are still keen to go for fixed-rate deals despite rates climbing.



08 Jul 2008
Fixed-rate mortgages still popular
CML urges BoE to increase wholesale funding

The Council of Mortgage Lenders (CML) has today called for an increase in the supply of funding for the mortgage market.

07 Jul 2008
CML urges BoE to increase wholesale funding
Mortgage rates being cut

A major high street building society has announced that it will be cutting the cost of its fixed rate and tracker mortgage deals which will come as a welcome relief to cash-strapped borrowers.

07 Jul 2008
Mortgage rates being cut
Gross lending down but "at good historic levels"

The latest report from the Council of Mortgage Lenders (CML) show that gross lending figures are only slightly down on the previous month.

20 Jun 2008
Gross lending down but "at good historic levels"
Building societies announce intention to expand mortgage services

As an increasing number of banks tighten their lending criteria, borrowers will be pleased to learn that building societies are planning to expand their mortgage services.



16 Jun 2008
Building societies announce intention to expand mortgage services
Concerned consumers turn to brokers for mortgage advice

As homeowners and first-time buyer's confidence is rocked by tales of a collapsing housing market an increasing number of borrowers are turning to mortgage intermediaries for advice.

13 Jun 2008
Concerned consumers turn to brokers for mortgage advice
Five year fixed-rate mortgage deals give 'longer term stability'

Borrowers should aim to fix their mortgages for five years to achieve "longer term stability" from their deal, an industry expert has advised.

12 Jun 2008
Five year fixed-rate mortgage deals give 'longer term stability'
Changes to interest rate benchmark could create 'stability' in mortgage market

Changing the process that sets the interest rate at which banks borrow money from each other could stabilise the mortgage market, an industry expert has advised.



12 Jun 2008
Changes to interest rate benchmark could create 'stability' in mortgage market
Borrowers that took 100 per cent mortgages shouldn't 'panic'

Homeowners with 100 per cent mortgages should get estimates from different estate agents to establish the current value of their property before being concerned about negative equity.



11 Jun 2008
Borrowers that took 100 per cent mortgages shouldn't 'panic'
Housing market will improve

Lenders will begin to relax their criteria to bring back consumer confidence in the housing market, an industry expert has suggested.

10 Jun 2008
Housing market will improve
Mortgage awards celebrate leaders in the industry

The winner of a mortgage award which recognises lender activity has been announced with best overall category gaining points for products, service, sales and marketing.

09 Jun 2008
Mortgage awards celebrate leaders in the industry
Mortgage market growth boosted by those looking to switch deals

Despite reports of tighter lending criteria leading to a dip in loan approvals, latest research shows that there has been a growth in the mortgage market.

09 Jun 2008
Mortgage market growth boosted by those looking to switch deals
Sub-prime lenders "fully committed" to working with borrowers

An industry association has reacted to accusations by the Liberal Democrats that sub-prime lenders are not meeting the same standards as their mainstream counterparts.

06 Jun 2008
Sub-prime lenders "fully committed" to working with borrowers
Homeowners and first-time buyers should "always" shop around for good mortgage deals

Tougher lending criteria should not deter homeowners and first-time-buyers from seeking out the best mortgage deals, an industry expert has advised.



06 Jun 2008
Homeowners and first-time buyers should "always" shop around for good mortgage deals
Homeowners advised to release equity "sooner rather than later"

Equity release is not affected by the current "short-term instability" in the economy but homeowners wanting to release capital from their property should act now.

03 Jun 2008
Homeowners advised to release equity "sooner rather than later"
Intermediaries create "choice and competition"

As buyers struggle to find the best mortgage deal, the answer may lie with intermediaries who provide consumers with a better choice and create competition, an industry expert has said.

02 Jun 2008
Intermediaries create "choice and competition"
Lender cuts cost of fixed-rate mortgage

First-time buyers and homeowners looking to re-mortgage could take advantage of a major lender's reduced fixed-rate mortgage deal.

30 May 2008
Lender cuts cost of fixed-rate mortgage
Fixed rate mortgages increasingly popular

Figures released today (May 21st) show that demand for five-year fixed rate mortgage deals has increased for the third month in a row.

21 May 2008
Fixed rate mortgages increasingly popular
Brokers take on advisory role

As the housing market takes a downturn, borrowers are looking to brokers to provide them with more advice on their choice of mortgage, research has revealed.

19 May 2008
Brokers take on advisory role
Rics calls for mortgage continuity

The Royal Institution of Chartered Surveyors (Rics) is keen to see more continuity in the mortgage market.

08 May 2008
Rics calls for mortgage continuity
SLS receives CML support

The Bank of England's Special Liquidity Scheme (SLS) has received support from the Council of Mortgage Lender.

01 May 2008
SLS receives CML support
Lenders and intermediaries remain upbeat

It appears that many mortgage lenders and intermediaries remain confident about the prospects for the housing market in 2008.

01 May 2008
Lenders and intermediaries remain upbeat
Borrowers could take payment holiday

Homeowners are being urged to check the terms of their mortgages to see if they are entitled to a repayment break.

28 Apr 2008
Borrowers could take payment holiday
Bank launches £50bn rescue package

The Bank of England has launched a Special Liquidity Scheme with the aim of easing the credit crunch and making mortgages more readily available.

22 Apr 2008
Bank launches £50bn rescue package
CML calls for mortgage aid changes

The Council of Mortgage Lenders (CML) wants to see changes made to the state aid for people who fall behind with mortgage payments.

22 Apr 2008
CML calls for mortgage aid changes
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